Last Updated: February 12, 2026

BANC3 (“Company,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

We may collect the following categories of information:

A. Information You Provide

• Name
• Email address
• Phone number
• Company name
• Any information submitted through contact forms

B. Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address
• Browser type and version
• Device type
• Operating system
• Pages viewed
• Date and time of visits
• Referring website addresses

2. Tracking Technologies We Use

We use the following tracking technologies:

• Google Analytics (website traffic analytics)
• Google Tag Manager (tag management system)

These tools may collect information about how you interact with our website.

We configure analytics tools to limit data collection and do not use them to intentionally capture sensitive personal information.

Tracking technologies are deployed only after user consent where required by law.

3. Purpose of Data Collection

We use collected information to:

• Improve website functionality
• Analyze website usage and performance
• Respond to inquiries
• Maintain security and prevent fraud
• Support business operations

We do not sell personal information.

4. Disclosure of Information

We may share information with:

• Analytics providers (e.g., Google)
• Hosting providers
• IT service providers
• Legal or regulatory authorities if required

These service providers process information on our behalf under contractual obligations.

5. Cookies and Consent

We use cookies and similar technologies.

Where required by applicable law, we obtain user consent before deploying non-essential cookies or tracking technologies.

Users may manage cookie preferences through our cookie consent tool available on the website.

6. Your Choices

You may:

• Adjust cookie settings via our consent banner
• Disable cookies through browser settings
• Contact us to request access or deletion of your data (subject to legal limitations)

7. California Privacy Rights (CCPA/CPRA Disclosure)

If you are a California resident, you have the right to:

• Know what personal information we collect
• Request deletion of personal information
• Request correction of inaccurate information
• Opt out of certain data sharing practices

We do not sell personal information as defined under California law.

To exercise your rights, contact:

Email: marketing@banc3.com

Mail: 300 Alexander Park, Princeton NJ 08540 USA.

We may verify your identity before processing requests.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information.

9. Updates to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.

Terms of Service

Dispute Resolution; Arbitration Agreement

Agreement to Arbitrate

You and BANC3 agree that any dispute, claim, or controversy arising out of or relating to your use of the website, services, or these Terms (collectively, “Disputes”) shall be resolved exclusively through final and binding arbitration, rather than in court, except that either party may bring an individual action in small claims court if the claim qualifies.

This agreement to arbitrate applies to all Disputes, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory.

Arbitration Procedure

The arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. Arbitration shall be conducted by a single neutral arbitrator.

The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement.

Judgment on the arbitration award may be entered in any court of competent jurisdiction.

Class Action Waiver

You and BANC3 agree that any arbitration or proceeding shall be conducted on an individual basis only and not as a class, collective, consolidated, or representative action.

You waive any right to participate in a class action lawsuit or class-wide arbitration.

Jury Trial Waiver

To the extent any Dispute proceeds in court rather than arbitration, you and BANC3 knowingly and voluntarily waive any right to a trial by jury.

Opt-Out Right (Optional but Often Included)

You may opt out of this arbitration agreement by providing written notice within thirty (30) days of first using the website.